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Maturity date on us savings bond

For more information about how Series EE savings bonds can work in your portfolio, visit our.
If you are in it purely for the cash income and you don't mind volatility, stocks may be a much better option.Step 1, look at your savings bond and make a note of the issue date.I bonds also reach final maturity at 30 years.Holding onto a security that's reached its final maturity date means that your money is no longer earning interest.Are you willing to watch your account value fall in half, or double, depending on the stock market?If you have questions about any of the fields that are displayed, click the "Help" button at the top of the Calculator.Instructions for Saving Your Inventory Page.
If you're not sure where to find the issue date or serial number of your bond, see our bond diagram.
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How to Calculate Time to Maturity.Note: Enter two-digit months (e.g.Enter December of the tax year in the "Value as of" box.The traditional series EE savings bonds earn a fixed rate of interest until a bond is redeemed or reaches final maturity.Series HH/H bonds pay interest on a semiannual basis, so it's easy to know when they stop earning interest.This happens because these savings bonds are a type of so-called "zero coupon bond" in which bond coupons are added to the bond's value rather than paid out as a check or direct deposit.March 1993 to April 1995: 18 years.While all Treasury instruments are issued with an original term to maturity, maturity dates of savings bonds have been extended by as much as 30 years.In 2003, interest rates were extremely low.A 100 Series EE bond, for instance, would cost you 50 at the time you bought.Features include current interest rate, next accrual date, final maturity date, and year-to-date interest earned.
This is different from electronically purchased Series EE bonds bought through the TreasuryDirect program, as well as all Series I savings bonds.
What determines the difference?